Tuesday, August 25, 2009

A Cards & Banking API

Now this one doesn't really fall into the category "I will never write", but it sure would be nice to have: an API for banking and credit cards.

What would I do with it?

  • First of all I would write my own interface to consolidate all money in one view. 
  • I would create a tool that automatically pays credit cards just before any interest is due, making them safe to use.
  • I would write a tool that handles regular payments like rent, TV license, council tax, ...
  • The tool would automatically move all available money to the account that currently promises the highest interest rate, of course.
Would be nice, wouldn't it?